Terms of service

What Pipa is

Pipa is a tool for tracking expenses and budgets, alone or with the people you share a space with. It reads receipts and statements you upload and shows you where your money goes. It is not financial advice, an accountant, or a bank, and the numbers it shows are only as good as what you put in and what the reading gets right — check anything that matters.

Your account

You need to be 18 or older. Keep your email account secure: anyone who can read your email can sign in as you. You're responsible for what happens in your space, including what the people you invite do in it.

Don't use the service to store anything illegal, to harm the service, or to get at other people's data. If you do, we can close the account.

Trial, price and billing

Every new account gets 30 days free, with no card. After that, adding and editing needs a subscription; looking never does. A subscription costs $4.99 a month or $39.99 a year in US dollars, plus sales tax where it applies, and covers everyone in the spaces you own. The price is also shown in the app before you subscribe.

Subscriptions renew automatically at the end of each period until you cancel. Cancel any time through Manage subscription in Settings (or through the App Store or Google Play if you subscribed there); you keep access until the period you paid for ends. Prices can change, and we'll tell you at least 30 days before a change applies to you.

Refunds

If you're not happy with your first paid month or year, write to support@kadeworksllc.com within 14 days of that first charge and we'll refund it. Renewals aren't refunded, so cancel before the renewal date if you don't want the next one. Subscriptions bought through the App Store or Google Play follow those stores' refund rules.

Your data

It's yours. We store it to show it to you and the people you share with, and we process uploads as described in the privacy policy. You can delete your account, and everything in it, at any time.

Availability and liability

We work to keep Pipa up and your data safe, and we take backups, but we can't promise it will never be unavailable or that every reading will be correct. To the extent the law allows, KADE WORKS LLC isn't liable for losses that come from relying on the service, and our total liability to you is limited to what you paid us in the twelve months before the claim.

Ending things

You can stop any time by deleting your account. We can suspend or close an account that breaks these terms, and we can retire the service with reasonable notice, in which case you'll be able to get your data out first.

The rest

These terms are governed by the laws of the State of Illinois, United States. If we change them in a way that matters, we'll say so in the app before it takes effect.